SK C&C (client KDB) · Jan 2018 – Jul 2018
Early Warning for Corporate Distress
01Background & Goals
- A big-data pilot by Korea Development Bank (KDB) to recognize signs of corporate distress early.
- It provides a multi-dimensional default-prediction index built from stock moves, industry sentiment and an event-based distress index.
02Contributions
Event-based distress index
- Extracted the core components (subject, verb, object) of news sentences about a company
- Embedded their relations as vectors to assess signs of distress
Industry sentiment index
- Built industry sentiment indices from news and analyzed their correlation with industry stock indices
03Tech Stack
- Framework / Platform
- PyTorch, scikit-learn
- Methodology
- NLP, Sentiment analysis, Anomaly detection
04Results
- Piloted in KDB's corporate credit-risk assessment system